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Basic Checking Account

No minimum deposit required to start the account and no minimum balance required to maintain the account is only part of the reason our members love our checking accounts!

  • No monthly service charges or per check fees
  • Free overdraft protection is available
  • Direct deposit or payroll deduction available
  • Free ATM or Visa Debit Card available
  • Debit card eligible for the Belco Rewards Program – enroll your card today at www.belcorewards.com
  • Dividends earned on balances of $5,001 or more and credited to the account monthly
  • Other high yield checking accounts available as a part of our Product Packages – Check out Cha-Ching! Checking and Savvy Senior Checking
  • Balances, transfers and account histories available 24 hours a day using electronic services
  • Free Bill Payer available
  • Free remote deposit available
  • Teens age 13 and over may open a checking account with a parent or guardian as a joint owner


See our forms page for information about Electronic Funds Transfers.