Belco Community Credit Union

When you hear about rewards credit cards, what do you think? I’m sure points and bonuses and cash-back galore come to mind. What’s better than getting rewarded for spending money?  While rewards credit card might seem straight to the point, you could be wondering, how do credit card rewards work? Keep reading to get all of the details about how credit card points work and how to get the most from your rewards card.  What Are Credit Card Rewards Points? If your credit card offers rewards points, you earn points for the money you spend with your credit card. You can then redeem those points for gift cards, cash-back, travel… read more »

We’ve all heard it. That $15,000 balance on that credit card will take you 35 years to pay off and cost you $18,000 in interest if you only make the minimum payment. Yet, here you are, looking at your own credit card statements and more than one of them shows a balance that is comparable. At this point, it doesn’t matter how it happened and there’s no sense beating yourself up about it – you can fix it and we can help! Here’s some tips on how. Target just one card first. If you’re carrying balances on multiple cards, it can be frustrating and overwhelming to try to wipe them… read more »