Personal Checking Rates
| Checking Accounts | Minimum Balance/Range | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Basic Checking | $0.00 - $4,999.99 | 0.00% | 0.00% |
| Portion of balance at $5,000.00 and above | 0.05% | 0.05% | |
| Cha-Ching! - Available only as part of the SmartMoney Package+. See any branch for details. | $0.00 - $999.99 | 0.00% | 0.00% |
| $1,000.00-$9,999.99 | 2.96% | 3.00%+ | |
| portion of balance at $10,000 and above | 0.05% | 0.05% | |
| Savvy Senior - Available only as part of the SavvyMoney Package. See any branch for details. | $0.00 - $499.99 | 0.00% | 0.00% |
| $500.00 - $24,999.99 | 0.30% | 0.30% | |
| portion of balance at $25,000 and above | 0.05% | 0.05% |
*Rates subject to change at any time and without prior notice. Fees may reduce earnings.
+SmartMoney Package monthly requirements:
- $10,000 minimum average aggregate balance of any combination of loans and deposits.
- 10 plastic card purchases (Debit or Credit card, excludes ATM transactions)
- Minimum of one direct deposit, Bill Payer transaction, or automatic deduction (ACH withdrawal)
- Receive e-Statements
- Interest rate will drop to applicable current Basic Checking rate if above requirements are not met. Minimum monthly balance of $1,000 required to open and maintain this account.