Put your home’s equity to work.
Your home’s equity is a resource that can be used for many things, from debt consolidation and home improvements to emergency expenses, vacation and college tuition. With Belco’s home equity options, you enjoy flexibility and loan terms to fit your needs with a competitive interest rate.
Home Equity Loans
Home Equity Lines of Credit
|A fixed rate loan that’s paid in one lump sum payment.
||A revolving line of credit that’s always available up to your pre-approved credit limit.
|Apply NowLearn More||Apply NowLearn More|
Benefits of Belco’s Home Equity Options
No matter whether you’re planning to do home repairs, pay medical bills, or consolidate debt, Belco has the perfect home equity option to meet your needs. Our Home Equity Loans and Lines of Credit come with all the benefits you’d expect as a Belco member.
Competitive Interest Rates
Online Applications and Approvals
Flexible Repayment Options
No Application Fee
No Prepayment Penalty
No Closing Costs
A Long Track Record for Helping
★★★★★“After shopping around, we chose Belco as our mortgage provider. Not only did they have a great rate, but more importantly, we felt at home. Jim (James) Mahler took exceptional care of us during our home buying process. He was fast, accurate, passionate, caring, and flexible. It didn’t matter if we had a question during the evening or weekend, he was there for us. I wouldn’t recommend another place besides Belco for a family member or friend.”
Home Equity Resources
We’re here to help you reach your goals with outstanding financial products and educational resources. Here are some of our favorite home equity articles from our blog. You’re also welcome to reach out to one of our team members with questions. We’re always ready to assist you.
- Home Equity vs. HELOC: Which Loan is Right for You?
- The Beginner’s Guide to HELOCs
- What’s the Best Way to Use a Home Equity Loan?
- How to Get the Best HELOC Rate
- When is a Home Equity Loan a Good Idea?
Ready to Put Your Equity to Work?
If you’re ready to take advantage of our flexible loan terms, competitive rates, and member benefits, then click on the link to reach our loan pages or apply now.
We’ve Got You Covered
Debt Protection Insurance
If a protected life event occurs and you are a protected borrower or co-borrower on the loan, Debt Shield will cancel or reduce repayment of your loan debt. This can help to lessen the worries about paying loans during a time of lost or reduced income.
Equal Housing Opportunity Lender. We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS#528042
If you would like a copy of Belco’s Home Mortgage Disclosure Act, please mail your request to us at: 449 Eisenhower Blvd., Harrisburg, PA 17110.
Refinance of an existing Belco loan requires a minimum of $5,000 in new money. All loans subject to credit approval.
Home Equity Resources
If you’re considering tapping into your home equity for a renovation, to cover expenses, or any other reason, it’s crucial to understand how home equity loans and lines of credit work. That’s why we’ve put together a collection of resources to guide you through the intricacies of these lending options.
Learn if and when refinancing your home equity loan or HELOC makes sense, and understand when leveraging your home equity can be a wise financial decision.