Convenient Interest Checking
Put the money you keep in your checking account to work. Take advantage of our no-fee interest checking with Direct Deposit to earn dividends while you spend, pay bills, and save.
Simply add a Direct Deposit or automatic payment to your Belco Convenient Interest Checking account. You’ll earn interest on every cent of your account balance with no minimum deposit or monthly service fee required.
Why Choose a Free Checking Account That Earns Interest
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Earn Interest
Grow your balance effortlessly with competitive interest rates, turning your everyday checking account into a simple way to earn more.
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No Monthly Fees
Keep more of your money with no monthly service charges, making this account a cost-effective choice for everyday banking needs.
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No Minimum Balance
Enjoy full flexibility with no minimum balance requirements, so your account works for you regardless of how much you keep deposited.
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Easy, Automatic Access
Manage your account easily with direct deposit or automatic payments, plus convenient digital tools like mobile banking and bill pay.
All You Need to Know About Our Convenient Interest Checking
Earning interest on your money is easy with a Belco Community Credit Union interest checking account! Use our Convenient Interest Checking account to unlock the power of free interest-paying checking with no monthly fees or minimum balance rules.
Simply link one or more direct deposits to your checking account, or set up automatic payments from your account to begin earning generous dividends on your day-to-day banking.
Our Convenient Interest Checking Account also includes:
- FREE Debit Card
- FREE eStatement
- FREE Online and Mobile Banking
We’ll even buy back your unused checks and debit cards from another financial institution for up to $10
Ready to earn more for doing more with your money? Click below to get started.
Interest Checking Account Rates
Convenient Interest Checking
Dividend Rate
0.03%
Annual Percentage Yield (APY)
0.03%
How to Open Your Convenient Interest Checking Account
STEP 1
Become a Member
Open a Share Savings Account with just a $5 deposit to establish your Belco membership.
STEP 1
Open Your Checking Account
Apply online or visit a branch. No minimum opening deposit required.
STEP 1
Link Your Accounts and Start Earning!
Get paid to bank. Earn interest on your balance by adding a direct deposit or automatic payment.
Financial Tools & Related Services
Earn points on qualifying debit card purchases and redeem them for cash back or other rewards.
Deposit checks quickly and securely from your smartphone or tablet.
Choose from a range of flexible solutions to help avoid overdraft fees.
Add your card for fast, secure contactless payments wherever mobile wallets are accepted.
Plan savings, loan payments, and budgets with easy-to-use online tools.
Withdraw cash without added fees at participating surcharge-free ATMs.
★★★★★
“Belco is easy to work with, always has good loan rates and a diligent team! I’ve been banking with them for over a decade!”
– Jordan S., Gettysburg, PA
Have Questions? We’re Here to Help.
Convenient Interest Checking Account FAQs
You can earn interest on your Convenient Interest Checking account simply by adding a direct deposit or automatic payment to your account. There is no minimum balance requirement to earn dividends.
No. You can earn interest by adding a direct deposit OR an automatic payment to your account.
There are no monthly service fees on our Convenient Interest Checking account, even if you choose not to add a direct deposit or automatic payment.
No, there is no minimum balance requirement for this account. You will earn interest on all funds in the account when you set up a direct deposit or automatic payment.
Interest is paid every 30 days directly into your Convenient Interest Checking account. See your account agreement for further details.
Yes, you can open a checking account by using our secure online form or our Mobile Banking or Online Banking services. For additional help, contact us by phone or come into one of our many branches.
Explore More Checking Options
Free Checking
Belco’s checking account
makes everyday banking simple, convenient, and rewarding — with the tools you expect and
the value you deserve.
Premier Interest Checking
Maximize your earnings with our most competitive rates, premium account benefits, and added value designed to help you reach your financial goals faster.
50+ Interest Checking
Designed for members age 50 and over, this interest-bearing account includes free standard checks and no monthly service charge.