Coin Catcher Savings Account
Turn everyday purchases into savings with Belco’s Coin Catcher Savings Account. This automatic savings account rounds up your debit card purchases and transfers the difference into a dedicated savings account—helping small amounts build over time.
Save Automatically With Every Purchase
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High Dividend Rate
Earn dividends on your Coin Catcher balance with every transfer.
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No Withdrawal Restrictions
Transfer or withdraw funds at any time through online banking or at a branch.
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Automatic Round-Up Savings
Each eligible debit card purchase is rounded up to the nearest dollar, with the difference transferred to savings.
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No Overdraft Risk
Round-ups only occur when sufficient funds are available in your checking account.
How a Coin Catcher Savings Account Works
Coin Catcher automatically transfers small amounts from your checking account into savings based on your debit card purchases.
Here’s how it works:
- Each eligible signature (non-PIN) debit card purchase is rounded up to the nearest dollar.
- The difference between the purchase amount and the rounded amount is transferred to your Coin Catcher Savings Account.
- For example, a $3.25 purchase would round up to $4.00, and $0.75 would be deposited into savings.
- Round-ups are processed automatically, so your savings build as you spend.
How to Get Started With Coin Catcher
STEP 1
Become a Member
Open a Share Savings Account with a $5 deposit to establish your Belco membership.
STEP 2
Open Your Checking Account
Coin Catcher requires a Belco Checking Account with a debit card for round-up transfers.
STEP 3
Enroll in Coin Catcher
Activate Coin Catcher to begin rounding up eligible debit card purchases and transferring the difference into savings.
Coin Catcher Savings Account Rates
| Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield (APY)* | |
|---|---|---|---|
| Coin Catcher Savings Account | $0 | 2.96% | 3.00% |
★★★★★
“This is the best banking experience I have ever had! When you go in they greet you by name and are always super friendly and courteous!”
– A.B., Hanover, PA
Have Questions? We’re Here to Help.
Round Up Savings Account FAQs
Coin Catcher is a round-up savings account that automatically transfers small amounts from your Checking Account into savings based on your debit card purchases.
Round-ups apply to eligible debit card purchases that are not whole-dollar amounts and occur only when sufficient funds are available in your Checking Account.
Yes. Round-up transfers are subject to a daily maximum amount.
No. The account is designed to be funded only through round-up transfers from eligible debit card purchases.
Yes. You can transfer or withdraw funds at any time through online banking or at a branch.
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