Direct Deposit
Get your paycheck deposited automatically—fast, secure, and convenient.
Deposit all or part of your paycheck into your Belco account and manage your money with less hassle.
Why Set Up Direct Deposit with Belco?
Direct Deposit helps you access your money faster, reduce paper checks, and build better financial habits—without extra trips or added steps.
Get Paid Sooner
Belco processes ACH files as soon as they are received, so funds may post earlier than payday.
Automatic Savings
Set recurring transfers in online or mobile banking to grow savings without thinking about it.
No Deposit Trips
Skip depositing checks—direct deposit reduces branch trips and eliminates paper paycheck handling.
Safe & Secure
Reduce the risk of lost checks or fraud by keeping your paycheck electronic and protected.
How to Set Up Direct Deposit
Getting started is simple; just provide your employer or payment provider with the information below.
- Get your account details.
Routing number: 231380997
Account number: 13-digit MICR number (Online Banking → Account Details) - Complete your employer’s setup.
Provide your employer or payment provider the routing and account numbers above. - Submit your form (if required).
Some employers require a completed authorization form or a voided check.
Questions? We’re Here to Help.
Direct Deposit FAQs
Provide your employer or payment provider with your routing number and 13-digit account number.
Routing number 231380997 and your full 13-digit MICR account number from Online Banking.
You may receive your payment sooner, reduce the number of trips, support savings, and lower the risk of lost/stolen checks.
Digital Banking Tools
Mobile Banking
Manage your direct deposit funds, transfer money, and track spending anytime from your phone.
Online Bill Payer
Use your deposited paycheck to pay bills automatically—set recurring payments and reduce late fees.
e-Statements
Go paperless and access your statements securely—ideal for keeping track of pay and deposits.