Deposit Accounts
We’ll keep your hard-earned money safe, secure, and accessible. Choose an account that best fits your needs.
Belco deposit accounts offer great rates, low fees, and many attractive benefits, such as:
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Competitive Rates
Take advantage of our highly competitive rates to help your money grow.
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No Surprise Fees
We believe in complete and total transparency. You won’t get hit with hidden fees.
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24/7 Account Access
Bank when you want, where you want, with round-the-clock account access.
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Federally Insured
Enjoy peace of mind knowing your money is federally insured by NCUA.
Savings & Investment Accounts
Basic Savings Accounts
Have a safe place to deposit your hard-earned money and earn monthly dividends when you meet the minimum requirements.
Money Market Accounts
Grow your savings faster with an insured account offering easy access and withdrawals.
Certificate Accounts
Boost your savings with a low-risk certificate that rewards bigger investments and longer commitment.
Health Savings Account
Save and invest tax-free for healthcare expenses with an HSA that lets you carry over and grow your balance.
Individual Retirement Accounts
Grow your nest egg over time with tax-deferred savings that help you maximize retirement funds.
Coin Catcher Account
A round-up savings account that turns your small change into big savings with every debit card transaction.
Checking Accounts
Free Checking Account
Bank with ease and earn rewards when you open a checking account with no hidden fees or balance requirements.
Premier Interest Checking
Earn higher returns with competitive rates and premium perks on this interest-bearing checking account.
50+ Interest Checking
Get competitive rates and premium perks on your interest-bearing account with no monthly fees or balance requirements.
Convenient Interest Checking
Earn interest on your checking when you set up direct deposit or automatic payments—no monthly fees or balance rules.
Club Accounts
Critter Club Pet Savings Account
Set aside funds for your pet’s needs, earn interest, and get a chance at monthly prizes with flexible savings.
Holiday Club Savings Account
Save year-round for the holidays with an account featuring monthly dividends and easy access to funds when needed.
Whatever Club
Save for anything with an account that pays monthly dividends and lets you deposit, withdraw, and transfer whenever needed—for whatever is needed!
Youth Accounts
Child Savings Account (Savings Safari Club)
Our Savings Safari Club for children 12 years and younger rewards them for academic success with cash deposited into this special savings account!
Teen Savings Account
Our Xtreme Teen Savers Club program not only rewards teens for great grades but also offers them access to a financial education program and the opportunity for high school seniors and college students to apply for a scholarship program.
Related Services
Belco Visa Rewards
Earn cash back rewards when you shop with our Visa cards.
Mobile Deposit
Deposit checks quickly and securely from anywhere using your smartphone or tablet.
Overdraft Coverage
Manage unexpected overdrafts effectively with our flexible coverage solutions.
Visa Debit Cards
Enjoy a fee-free card with rewards for every purchase and cash-back options.
Mobile Wallet
Experience quick and secure payments by adding your card to your Mobile Wallet for contactless transactions.
★★★★★
“Absolutely love this credit union! I have never had a problem, and great service!”
– Alejandro R., Harrisburg, PA.
Have a Question About Our Deposit Accounts?
Deposit Account FAQs
What are the benefits of opening a high-yield savings account at a Pennsylvania credit union?
High-yield savings accounts offer a higher interest rate than traditional savings accounts. This makes them ideal for short-term savings goals. Your money can grow faster while still having the flexibility to withdraw it when needed. Opening an account at a local financial institution allows for tailored banking experiences and personalized support.
Can I manage my checking and savings accounts using mobile banking?
Mobile banking lets you easily manage your checking and savings accounts from your smartphone or tablet. This includes paying bills, transferring funds, and monitoring account balances—allowing you to control your finances from anywhere you might be.
How does a credit union’s online banking compare to a traditional bank account?
A credit union’s online banking platform offers similar functionalities to a traditional bank account. You can manage your finances efficiently including checking your account balances, transferring funds, paying bills, etc. However, credit unions offer member-focused services for a more personalized banking experience.
How does a credit union ensure the safety of my financial assets?
The National Credit Union Administration (NCUA) federally insures credit union accounts up to $250,000. They provide protection similar to that provided by the Federal Deposit Insurance Corporation (FDIC) for banks.