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Merchant Card Services

We know the importance of credit and debit card acceptance to the success of your retail business. That is why Belco Community Credit Union has formed a strategic alliance with Newtek Business Services, one of the nation’s foremost providers of merchant services. Let us help you improve:


  • Local, on-site, comprehensive set-up, training, and servicing
  • Fastest electronic authorizations and deposits on all major cards
  • Interface with all major front end networks
  • 24/7 professional and responsive help desk
  • 24/7 access to all your reporting needs with Online Merchant Center
  • Same day shipping of replacement equipment
  • Competitively priced, state of the art equipment and software options


  • Very competitive discount rates for transaction processing and settlement
  • Reduced float expense; Visa/MC transactions deposited into your Belco Business Checking Account the second business day from the settlement date of the sale
  • Electronic Receipt Storage and Retrieval reduces charge-backs; high quality, professional assistance with dispute resolution and charge-back reversals
  • No charge for conversion

Additional Services:

  • Gift, Stored Value and Loyalty Cards
  • Check Guarantee Program
    • Authorized checks that bounce are reimbursed to you
  • Check Conversion Program
    • You simply swipe the check and give it back to your customer
    • Your Belco Business Checking Account is credited within 24-48 hours (via ACH) without you handling the check
    • “Electronic” checks that bounce do not hit your Belco Business Checking Account
    • Eliminate bad check fees, cash flow delays, time and effort of physically making deposits to your Belco Business Checking Account

Schedule an appointment for a customized analysis today. Contact our professional partner, Newtek Business Services, at 1-866-639-1835.