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Belco's Online Banking

Merchant Card Services

We know the importance of credit and debit card acceptance to the success of your retail business. That is why Belco Community Credit Union has formed a strategic alliance with Newtek Business Services, one of the nation’s foremost providers of merchant services. Let us help you improve:


  • Local, on-site, comprehensive set-up, training, and servicing
  • Fastest electronic authorizations and deposits on all major cards
  • Interface with all major front end networks
  • 24/7 professional and responsive help desk
  • 24/7 access to all your reporting needs with Online Merchant Center
  • Same day shipping of replacement equipment
  • Competitively priced, state of the art equipment and software options


  • Very competitive discount rates for transaction processing and settlement
  • Reduced float expense; Visa/MC transactions deposited into your Belco Business Checking Account the second business day from the settlement date of the sale
  • Electronic Receipt Storage and Retrieval reduces charge-backs; high quality, professional assistance with dispute resolution and charge-back reversals
  • No charge for conversion

Additional Services:

  • Gift, Stored Value and Loyalty Cards
  • Check Guarantee Program
    • Authorized checks that bounce are reimbursed to you
  • Check Conversion Program
    • You simply swipe the check and give it back to your customer
    • Your Belco Business Checking Account is credited within 24-48 hours (via ACH) without you handling the check
    • “Electronic” checks that bounce do not hit your Belco Business Checking Account
    • Eliminate bad check fees, cash flow delays, time and effort of physically making deposits to your Belco Business Checking Account

Schedule an appointment for a customized analysis today. Contact our professional partner, Newtek Business Services, at 1-866-639-1835.