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Belco's Online Banking

Cha-Ching! Checking Account

Available exclusively as part of the SmartMoney Package. Inquire at any branch for details

  • Lifetime supply of free basic checks (one box/year)
  • Competitive interest rate on balances from $1,000 to $10,000  (dividends credited monthly)
  • Receive a coupon good for a one-time Certificate of Deposit rate bonus of .25% (valid on new Certificates only)
  • 0.25% Discount on new Personal, Vehicle and Home Equity Loans (does not include “open end” loan types)
  • 10% Discount on Safe Deposit Boxes
  • 25% Discount on GAP Insurance on Auto Loans
  • Skip-A-Payment Discount

Please note:  This account has been discontinued, and is no longer available to open as a new account.


Just meet these SmartMoney Package requirements each statement cycle:

  • $10,000 minimum average aggregate balance of any combination of loans and deposits.
  • 10 plastic card purchases (excludes ATM transactions)
  • Visa Debit Card
  • Minimum of one direct deposit, Bill Payer transaction, or automatic deduction (ACH withdrawal)
  • e-Statements

Minimum balance of $1,000 is required to open and maintain this account. If monthly balance falls below $1,000, no interest will be earned

Interest rate will drop to current Basic Checking rate based on balance, if requirements are not met.

This account is available for personal accounts only. Limit of one SmartMoney package per SSN