Business Checking Accounts
Belco is pleased to offer several checking options for our small business members. Free Business Checking is easy and convenient, with no monthly requirements. Business Interest Checking offers a competitive interest rate that increases as your balance grows.
Your Business is Our Business!
Your time should be focused on your business, not your banking. Belco is here to be a partner to help your business succeed. All of our Business Checking accounts come with:
- No overdraft protection charges
- No-fee Visa® Business debit card
- Belco Rewards with your Visa® Business debit or credit card (enrollment required)
- Convenient account access or funds transfers through Money Manager
- Free mobile banking with mobile deposit
- Free online Bill Payer
Earn More for Your Business with Rewards
Are your earning rewards with your business purchases? No matter what your business needs, you will love Belco Rewards. In store or online, your business can earn 1% cash back with your Belco Visa® Business debit or credit card.
To assist in opening your new account we may request: 
-
Sole Proprietor
- SN or EIN of Owner
-
Partnership
- EIN of Partnership
- Partnership Agreement or Certificate of Partnership
-
Limited Liability Company (LLC)
- EIN of LLC
- Articles or Certificate of Organization
- Operating Agreement
-
Corporation
- EIN of Corporation
- Articles of Incorporation
-
Not-For-Profit Organization
- TIN of Organization
- If incorporated, follow corporation guidelines
- If tax-exempt, IRS documentation or tax return
- If not tax-exempt, authorization letter
The following information is needed for Beneficial Owners. Beneficial Owners are individuals who directly or indirectly own 25% or more of the legal entity and/or the individual who has significant responsibility for managing the legal entity: Name, Physical Address, Date of Birth, Social Security Number, Valid Government Issued ID.
If you are looking for a partner to help your business grow, Belco can meet your financial needs. Get started today by making an appointment with us to learn more.