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Belco's Online Banking

Finding a new-to-you car shouldn’t be difficult, and getting a flexible auto loan for your lifestyle shouldn’t be either. Belco Community Credit Union makes it easy to shop, save, and do things your way with used auto loans that can’t be beat!

Our used auto loans feature more than just great rates. With flexible term lengths, local service, and incredible online banking options, there’s no way not to save big when banking with us.

Some of the benefits that come with a used auto loan through Belco include:

  • Competitive Rates: Trust our member-owned, non-for-profit banking facility to provide low rates that serve you best.
  • Fast Pre-Approval Process: Get pre-approval on auto loans within a few business days.
  • AutoDraft Discounts: Up to 0.25% off your rate by signing up for AutoDraft loan payments!

Apply Now

Used Auto Loan Rates

Belco Community Credit Union is proud to offer some of the most competitive used auto loan rates for our members. Below are the current term lengths and APRs offered for vehicles up to 10 model years behind current models.

Used Auto/Motorcycle Loans (Up To 10 Model Years)*
Term Lengths APR*
12 Months 2.24%
24 Months 2.24%
36 Months 2.99%
48 Months 3.24%
60 Months 3.24%
72 Months 3.99%
84 Months 4.24%

 

Used Auto Loan Calculator

Learn more about how much you can save by taking advantage of our auto loan financial calculators. Get information fast using your very own numbers, helping you calculate monthly payments, refinance savings, and more.

Used Auto Loan FAQs

How do I apply for a used auto loan?

Call, click, or come into a local branch today to put in your application for a used auto loan.

Is my credit score high enough to qualify for a used auto loan?

Please call the member service center at (717) 232-3526 to discuss your concerns about subprime credit scores and used auto loans.

How old does my car need to be to qualify for a used auto loan?

Used vehicles qualify as any car currently 10 model years back, with more than 5,000 miles.

Get Your Used Auto Loan Today

Ready to cruise away in an affordable used auto loan that fits your lifestyle? We make it easy to get started!

Apply Now

*APR=Annual Percentage Rate. Rates quoted include a .25% deduction for automatic payment from a Belco account and LTV up to 100%. Rate may differ depending upon credit worthiness, LTV, loan amount, and term of the loan. Rates are subject to change at any time without prior notice. New vehicle rates apply to vehicles with 5,000 or fewer miles. Refinance of a Belco account requires a minimum of $5,000 in new money.