Get Paid Sooner with Direct Deposit

Make payday easier by having your paycheck automatically deposited into your Belco account. We process ACH files as soon as we receive them, so your funds may be available before your scheduled payday.

Enroll in Online Banking

Make your new account easier to manage from day one. Online banking gives you secure, anytime access to check balances, transfer money, review transactions, manage accounts, and more.

Download the Mobile App

Take your membership with you wherever you go. The mobile app makes everyday banking quick and convenient, with access to tools like:

• Mobile Deposit: Deposit eligible checks without visiting a branch.
• Mobile Wallet: Make convenient purchases using your compatible phone or device.
• Zelle®: Send and receive money with people you know and trust.

Switch to eStatements

Keep your account information organized and easy to access. eStatements give you secure digital access to your statements while reducing the paper coming to your mailbox.

Make Belco Your Home for Direct Deposit

Now that your Belco account is open, consider making it the place your paycheck lands. 

Why Set Up Direct Deposit?

• Get paid sooner: Your funds may be available before your scheduled payday.
• Skip the extra trip: Your paycheck is deposited automatically, so there’s no check to deposit or branch visit to make.
• Keep your paycheck secure: Electronic deposits help reduce the risk of lost or stolen paper checks.
• Make saving easier: Once your paycheck is deposited, you can set up recurring transfers in online or mobile banking to automatically move money into savings.

You’ll need Belco’s routing number (231380997) and your 13-digit account number, which you can find by signing in to online banking and selecting Account Details. Complete the direct deposit form and provide it to your employer, then you’re good to go!

Want additional details about how Direct Deposit works?

Enroll in Online Banking

One of the best next steps after joining Belco is enrolling in online banking. It’s free to set up and gives you convenient access to your accounts from your browser whenever you need it.

What Can You Do with Online Banking?

• Keep an eye on your money: Check account and loan balances, review transaction history, and see when checks have cleared.
• Move and manage your money: Transfer funds, pay bills, and access available lines of credit.
• Access your statements anytime: View and download eStatements without waiting for a paper statement.
• Manage your finances online: Open additional accounts or apply for a loan when you’re ready.
• BillPayer: Never miss a payment and pay your bills through online banking.

Ready to get connected?

Want more details before getting started?

Take Your Belco Membership Wherever You Go with the Mobile App

Now it’s the perfect time to download the Belco Money Manager app to make managing your new account even more convenient. Check balances, transfer funds, open additional accounts, apply for loans, and manage your money right from your mobile device.

Why Use Mobile Banking?

• Deposit checks without making a trip: With Mobile Deposit, simply take photos of the front and back of an eligible check and submit your deposit through the Belco app. 
• Pay with your phone: Add your Belco debit or credit card to your Mobile Wallet for a convenient, contactless way to pay in stores or online. 
• Send and receive money with Zelle®: Pay back a friend, split a dinner bill, or send money to family right from the Belco app. There are no fees to use Zelle® through Belco, and money sent to an enrolled recipient is typically available within minutes. Only use Zelle® to send money to people you know and trust.
• Keep your accounts close by: Check balances and transfer funds right from your phone, so it’s easier to stay on top of your money throughout the day.

Ready to bank on the go?

Want to explore everything available through Mobile Banking?

Get Your Statements Faster with eStatements

As you get your new Belco account set up, switch to eStatements and eNotices for a faster, more convenient way to receive important account information. You’ll get an email as soon as a statement is ready, then simply sign in to Money Manager to view it.

Why Make the Switch?

• Get your statements sooner: eStatements are typically available several days before a paper statement would arrive in the mail.
• Access them through Digital Banking: Sign in to Money Manager whenever you need to view your available statements.
• Keep your records organized: Your eStatement looks just like the paper version and can be saved to your device or printed when needed.
• Cut down on paper: Get the account information you need without another statement arriving in your mailbox.

Ready to go paperless? To enroll in eStatements and eNotices, call Belco at 800-642-4482 or visit a Belco branch.

Want to learn more about receiving your statements and notices electronically?

Convenient Interest Checking Account

Earn dividends with a checking account that keeps your money accessible for everyday use. Set up Direct Deposit or automatic payments to qualify. 

Auto Loans

Get behind the wheel with an auto loan that offers competitive rates, flexible terms, and affordable payments.

Certificate Accounts

Earn fixed rates with a Belco Certificate Account. Choose a term and deposit $500 or more to start growing your savings.