Consumer Loan Rates
|Signature Loans||Term||APR Starting At:*|
*APR=Annual Percentage Rate. Rates quoted include a 0.25% deduction for automatic payment from a Belco account. You may qualify for an additional 0.25% discount if you participate in one of our qualifying account packages. Rate may differ depending on credit worthiness, loan amount and term of the loan. Rates are subject to change at any time without prior notice.
|VISA® Rates||APR Starting At*|
|Visa Platinum Prime||9.74%+
Intro rates starting at 2.49% APR on balance transfers AND purchases for the first 12 months!+
|Line of Credit||Term||APR**|
*APR=Annual Percentage Rate. The APR for Visa® purchases and cash advances are the same. Rates are variable and subject to change. Rates may differ depending on creditworthiness. +Intro rate offer for approved Visa Platinum Prime accounts – as low as 2.49% APR for the first 12 months. Transfers from current Belco Visa cards, loans, or lines of credit not eligible for transfer offer. Intro rate offer may be withdrawn at any time without notice. Final APR determined by borrower’s credit score. APR based on the Prime Rate plus a margin that will vary between 5.24% and 13.24% with a maximum rate of 18.00%. All loans subject to credit approval.
**APR=Annual Percentage Rate. APR based on the Prime Rate plus 10.74%. Rates are variable and subject to change.
|60 months||2% over Savings Rate|
|Due at maturity of Certificate||2% over Certificate Rate|