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Belco's Online Banking

Consumer Loan Rates

Signature LoansTermAPR Starting At:*
12 Months 10.24%
24 Months 10.24%
36 Months 10.24%
48 Months 10.24%
60 Months 10.24%

*APR=Annual Percentage Rate. Rate may differ depending on credit worthiness, loan amount and term of the loan. Rates are subject to change at any time without prior notice.

VISA® RatesAPR Starting At
Visa Platinum Prime13.24%*
*Intro rates starting at 2.49% APR on balance transfers AND purchases for the first 12 months
Line of CreditTermAPR**
Signature 72 Months 17.99%

*APR=Annual Percentage Rate. The APR for Visa® purchases and cash advances are the same. Rates are variable and subject to change. Rates may differ depending on creditworthiness. +Intro rate offer for approved Visa Platinum Prime accounts – as low as 2.49% APR for the first 12 months. Transfers from current Belco Visa cards, loans, or lines of credit not eligible for transfer offer. Intro rate offer may be withdrawn at any time without notice. Final APR determined by borrower’s credit score. APR based on the Prime Rate plus a margin that will vary between 5.24% and 13.24% with a maximum rate of 18.00%. All loans subject to credit approval.

**APR=Annual Percentage Rate. APR based on the Prime Rate plus 10.74%. Rates are variable and subject to change.

Savings SecuredTermAPR*
60 months2% over Savings Rate
Certificate SecuredTermAPR*
Due at maturity of Certificate2% over Certificate Rate

Please be advised we have updated our options when calling Belco Customer Service. Please listen carefully so that we can best direct your call.