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Certificate Rates

Youth club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 0.55% APY. And check out our Youth Certificate Special!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.55% 1.56%
$10,000.00 1.60%1.61%
$50,000.000 1.65%1.66%
$75,000.00 1.70%1.71%
48 Month $500.00 1.30%1.31%
$10,000.00 1.35%1.36%
$50,000.00 1.40%1.41%
$75,000.00 1.45%1.46%
36 Month $500.00 0.95%0.95%
$10,000.001.00%1.00%
$50,000.001.05%1.06%
$75,000.00 1.10% 0111%
24 Month $500.00 0.55%0.55%
$10,000.00 0.60%0.60%
$50,000.00 0.65%0.65%
$75,000.00 0.70%0.70%
18 Month $500.00 0.45%0.45%
$10,000.00 0.50%0.50%
$50,000.00 0.55%0.55%
$75,000.00 0.60%0.60%
12 Month $500.00 0.35%0.35%
$10,000.00 0.40%0.40%
$50,000.000.45%0.45%
$75,000.000.50%0.50%
9 Month $1,000.00 0.25%0.25%
$10,000.00 0.30%0.30%
$50,000.00 0.35% 0.35%
$75,000.00 0.40%0.40%
6 Month $1,000.00 0.25%0.25%
$10,000.00 0.30%0.30%
$50,000.00 0.35%0.35%
$75,000.00 0.40% 0.40%
3 Month $1,000.00 0.15%0.15%
$10,000.00 0.20% 0.20%
$50,000.00 0.25% 0.25%
$75,000.00 0.30% 0.30%
18 Month Prime Rate Certificate $500.00 1.99% 2.00%
12 Month Bump Up Certificate$500.00 0.05% 0.05%
18 Month Bump Up Certificate$500.00 0.15% 0.15%
24 Month Bump Up Certificate$500.00 0.20% 0.20%
36 Month Bump Up Certificate $500.00 0.30% 0.30%
18 Month Add-On Certificate $500.00 0.15% 0.15%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.