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Certificate Rates

Youth club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 1.46% APY. Check out all of our Certificate Specials!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 2.45% 2.48%
$10,000.00 2.50%2.53%
$50,000.000 2.55%2.58%
$75,000.00 2.60%2.63%
48 Month $500.00 2.20%2.22%
$10,000.00 2.25%2.27%
$50,000.00 2.30%2.32%
$75,000.00 2.35%2.38%
36 Month $500.00 1.95%1.97%
$10,000.002.00%2.02%
$50,000.002.05%2.07%
$75,000.00 2.10% 2.12%
24 Month $500.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55%1.56%
$75,000.00 1.60%1.61%
18 Month $500.00 1.20%1.21%
$10,000.00 1.25%1.26%
$50,000.00 1.30%1.31%
$75,000.00 1.35%1.36%
12 Month $500.00 1.05%1.06%
$10,000.00 1.10%1.11%
$50,000.001.15%1.16%
$75,000.001.20%1.21%
9 Month $1,000.00 0.85%0.85%
$10,000.00 0.90%0.90%
$50,000.00 0.95% 0.95%
$75,000.00 1.00%1.00%
6 Month $1,000.00 0.70%0.70%
$10,000.00 0.75%0.75%
$50,000.00 0.80%0.80%
$75,000.00 0.85% 0.85%
3 Month $1,000.00 0.45%0.45%
$10,000.00 0.50% 0.50%
$50,000.00 0.55% 0.55%
$75,000.00 0.60% 0.60%
18 Month Prime Rate Certificate $5,000.00 2.47% 2.50%
12 Month Bump Up Certificate$500.00 1.05% 1.06%
18 Month Bump Up Certificate$500.00 1.20% 1.21%
24 Month Bump Up Certificate$500.00 1.45% 1.46%
36 Month Bump Up Certificate $500.00 1.95% 1.97%
18 Month Add-On Certificate $500.00 1.20% 1.21%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.