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Belco's Online Banking

Certificate Rates

Youth Club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 1.76% APY. Check out all of our Certificate Specials!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 2.05%2.07%
$10,000.00 2.10%2.12%
$50,000.00 2.15%2.17%
$75,000.00 2.20%2.22%
48 Month $500.00 1.95%1.97%
$10,000.00 2.00%2.02%
$50,000.00 2.05%2.07%
$75,000.00 2.10%2.12%
36 Month $500.00 1.90%1.92%
$10,000.001.95%1.97%
$50,000.002.00%2.02%
$75,000.00 2.05%2.07%
24 Month $500.00 1.75%1.76%
$10,000.00 1.80%1.81%
$50,000.00 1.85%1.87%
$75,000.00 1.90%1.92%
18 Month $500.00 1.70%1.71%
$10,000.00 1.75%1.76%
$50,000.00 1.80%1.81%
$75,000.00 1.85%1.87%
12 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.001.65%1.66%
$75,000.001.70%1.71%
9 Month $1,000.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55% 1.56%
$75,000.00 1.60%1.61%
6 Month $1,000.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55% 1.56%
3 Month $1,000.00 1.35%1.36%
$10,000.00 1.40% 1.41%
$50,000.00 1.45% 1.46%
$75,000.00 1.50% 1.51%
12 Month Bump Up Certificate$500.00 1.55% 1.56%
18 Month Bump Up Certificate$500.00 1.70% 1.71%
24 Month Bump Up Certificate$500.00 1.75% 1.76%
36 Month Bump Up Certificate $500.00 1.90% 1.92%
18 Month Add On Certificate $500.001.70%1.71%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.