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Belco's Online Banking

Certificate Rates

Youth Club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 1.51% APY. Check out all of our Certificate Specials!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.80%1.81%
$10,000.00 1.85%1.87%
$50,000.00 1.90%1.92%
$75,000.00 1.95%1.97%
48 Month $500.00 1.70%1.71%
$10,000.00 1.75%1.76%
$50,000.00 1.80%1.81%
$75,000.00 1.85%1.87%
36 Month $500.00 1.65%1.66%
$10,000.001.70%1.71%
$50,000.001.75%1.76%
$75,000.00 1.80%1.81%
24 Month $500.00 1.50%1.51%
$10,000.00 1.55%1.56%
$50,000.00 1.60%1.61%
$75,000.00 1.65%1.66%
18 Month $500.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55%1.56%
$75,000.00 1.60%1.61%
12 Month $500.00 1.30%1.31%
$10,000.00 1.35%1.36%
$50,000.001.40%1.41%
$75,000.001.45%1.46%
9 Month $1,000.00 1.20%1.21%
$10,000.00 1.25%1.26%
$50,000.00 1.30% 1.31%
$75,000.00 1.35%1.36%
6 Month $1,000.00 1.15%1.16%
$10,000.00 1.20%1.21%
$50,000.00 1.25%1.26%
$75,000.00 1.31% 1.31%
3 Month $1,000.00 1.10%1.11%
$10,000.00 1.15% 1.16%
$50,000.00 1.20% 1.21%
$75,000.00 1.25% 1.26%
12 Month Bump Up Certificate$500.00 1.30% 1.31%
18 Month Bump Up Certificate$500.00 1.45% 1.46%
24 Month Bump Up Certificate$500.00 1.50% 1.51%
36 Month Bump Up Certificate $500.00 1.65% 1.66%
18 Month Prime Rate Certificate $5,000.00
4.17%4.25%
18 Month Add On Certificate $500.001.45%1.46%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.