Certificate Rates
Youth Club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 0.40% APY. Check out all of our Certificate Specials!
| Certificate Terms | Minimum Balance to Earn APY | Dividend Rate* | Annual Percentage Yield (APY)* |
|---|---|---|---|
| 60 Month | $500.00 | 0.65% | 0.65% |
| $10,000.00 | 0.70% | 0.70% | |
| $50,000.00 | 0.75% | 0.75% | |
| $75,000.00 | 0.80% | 0.80% | |
| 48 Month | $500.00 | 0.55% | 0.55% |
| $10,000.00 | 0.60% | 0.60% | |
| $50,000.00 | 0.65% | 0.65% | |
| $75,000.00 | 0.70% | 0.70% | |
| 36 Month | $500.00 | 0.50% | 0.50% |
| $10,000.00 | 0.55% | 0.55% | |
| $50,000.00 | 0.60% | 0.60% | |
| $75,000.00 | 0.65% | 0.65% | |
| 24 Month | $500.00 | 0.40% | 0.40% |
| $10,000.00 | 0.45% | 0.45% | |
| $50,000.00 | 0.50% | 0.50% | |
| $75,000.00 | 0.55% | 0.55% | |
| 18 Month | $500.00 | 0.35% | 0.35% |
| $10,000.00 | 0.40% | 0.40% | |
| $50,000.00 | 0.45% | 0.45% | |
| $75,000.00 | 0.50% | 0.50% | |
| 12 Month | $500.00 | 0.25% | 0.25% |
| $10,000.00 | 0.30% | 0.30% | |
| $50,000.00 | 0.35% | 0.35% | |
| $75,000.00 | 0.40% | 0.40% | |
| 9 Month | $1,000.00 | 0.15% | 0.15% |
| $10,000.00 | 0.20% | 0.20% | |
| $50,000.00 | 0.25% | 0.25% | |
| $75,000.00 | 0.30% | 0.30% | |
| 6 Month | $1,000.00 | 0.10% | 0.10% |
| $10,000.00 | 0.15% | 0.15% | |
| $50,000.00 | 0.20% | 0.20% | |
| $75,000.00 | 0.25% | 0.25% | |
| 3 Month | $1,000.00 | 0.08% | 0.08% |
| $10,000.00 | 0.13% | 0.13% | |
| $50,000.00 | 0.18% | 0.18% | |
| $75,000.00 | 0.23% | 0.23% | |
| 12 Month Bump Up Certificate | $500.00 | 0.15% | 0.15% |
| 18 Month Bump Up Certificate | $500.00 | 0.25% | 0.25% |
| 24 Month Bump Up Certificate | $500.00 | 0.30% | 0.30% |
| 36 Month Bump Up Certificate | $500.00 | 0.40% | 0.40% |
Listed yields available if dividends are paid back to the Certificate monthly.
*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.