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Belco's Online Banking

Check out our Current Certificate Specials.

Certificate Rates

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.60%1.61%
$10,000.00 1.65%1.66%
$50,000.00 1.70%1.71%
$75,000.00 1.75%1.76%
48 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.00 1.65%1.66%
$75,000.00 1.70%1.71%
36 Month $500.00 1.50%1.51%
$10,000.001.55%1.56%
$50,000.001.60%1.61%
$75,000.00 1.65%1.66%
24 Month $500.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55%1.56%
18 Month $500.00 1.70%1.71%
$10,000.00 1.75%1.76%
$50,000.00 1.80%1.81%
$75,000.00 1.85%1.87%
12 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.001.65%1.66%
$75,000.001.70%1.71%
9 Month $1,000.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55% 1.56%
$75,000.00 1.60%1.61%
6 Month $1,000.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55% 1.56%
3 Month $1,000.00 1.35%1.36%
$10,000.00 1.40% 1.41%
$50,000.00 1.45% 1.46%
$75,000.00 1.50% 1.51%

Bump Up Certificates

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
12 Month Bump Up Certificate$500.001.55%1.56%
18 Month Bump Up Certificate$500.001.70%1.71%
24 Month Bump Up Certificate$500.001.40%1.41%
36 Month Bump Up Certificate$500.001.50%1.51%
18 Month Add On Certificate$500.001.70%1.71%

Youth Certificates

Certificate TermsMinimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
12 Month$250.001.65%1.66%
24 Month$250.001.40%1.41%
30 Month$250.001.98%2.00%
$5,500.010.00%0.00%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.