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Belco's Online Banking

Certificate Rates

Youth Club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 1.16% APY. Check out all of our Certificate Specials!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55%1.56%
$75,000.00 1.60%1.61%
48 Month $500.00 1.35%1.36%
$10,000.00 1.40%1.41%
$50,000.00 1.45%1.46%
$75,000.00 1.50%1.51%
36 Month $500.00 1.30%1.31%
$10,000.001.35%1.36%
$50,000.001.40%1.41%
$75,000.00 1.45%1.46%
24 Month $500.00 1.15%1.16%
$10,000.00 1.20%1.21%
$50,000.00 1.25%1.26%
$75,000.00 1.30%1.31%
18 Month $500.00 1.10%1.11%
$10,000.00 1.15%1.16%
$50,000.00 1.20%1.21%
$75,000.00 1.25%1.26%
12 Month $500.00 0.95%0.95%
$10,000.00 1.00%1.00%
$50,000.001.05%1.06%
$75,000.001.10%1.11%
9 Month $1,000.00 0.85%0.85%
$10,000.00 0.90%0.90%
$50,000.00 0.95% 0.95%
$75,000.00 1.00%1.00%
6 Month $1,000.00 2.20%2.22%
$10,000.00 2.25%2.27%
$50,000.00 2.30%2.32%
$75,000.00 2.35% 2.38%
3 Month $1,000.00 0.75%0.75%
$10,000.00 0.80% 0.80%
$50,000.00 0.85% 0.85%
$75,000.00 0.90% 0.90%
12 Month Bump Up Certificate$500.00 0.95% 0.95%
18 Month Bump Up Certificate$500.00 1.10% 1.11%
24 Month Bump Up Certificate$500.00 1.15% 1.16%
36 Month Bump Up Certificate $500.00 1.30% 1.31%
18 Month Prime Rate Certificate $5,000.00
2.96%3.00%
18 Month Add On Certificate $500.001.10%1.11%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.

 

Please be aware of fraudulent text messages targeting Belco members. We have received several reports of members receiving messages (like the one pictured below) that appear to be from Belco. THESE MESSAGES ARE NOT FROM BELCO COMMUNITY CREDIT UNION.
If you receive a message like this claiming a hold on your account, DO NOT click on the link. Delete the message and block the number.