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Certificate Rates

Youth club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 0.40% APY

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.19% 1.20%
$10,000.00 1.24%1.25%
$50,000.000 1.29%1.30%
$75,000.00 1.34%1.35%
48 Month $500.00 0.90%0.90%
$10,000.00 0.95%0.95%
$50,000.00 1.00%1.00%
$75,000.00 1.04%1.05%
36 Month $500.00 0.60%0.60%
$10,000.000.65%0.65%
$50,000.000.70%0.70%
$75,000.00 0.75% 0.75%
24 Month $500.00 0.40%0.40%
$10,000.00 0.45%0.45%
$50,000.00 0.50%0.50%
$75,000.00 0.55%0.55%
18 Month $500.00 0.30%0.30%
$10,000.00 0.35%0.35%
$50,000.00 0.40%0.40%
$75,000.00 0.45%0.45%
12 Month $500.00 0.25%0.25%
$10,000.00 0.30%0.30%
$50,000.000.35%0.35%
$75,000.000.40%0.40%
9 Month $1,000.00 0.10%0.10%
$10,000.00 0.15%0.15%
$50,000.00 0.20% 0.20%
$75,000.00 0.25%0.25%
6 Month $1,000.00 0.20%0.20%
$10,000.00 0.25%0.25%
$50,000.00 0.30%0.30%
$75,000.00 0.35% 0.35%
3 Month $1,000.00 0.05%0.05%
$10,000.00 0.10% 0.10%
$50,000.00 0.15% 0.15%
$75,000.00 0.20% 0.20%
18 Month Prime Rate Certificate $5,000.00 1.00% 1.00%
12 Month Bump Up Certificate$500.00 0.05% 0.05%
18 Month Bump Up Certificate$500.00 0.15% 0.15%
24 Month Bump Up Certificate$500.00 0.20% 0.20%
36 Month Bump Up Certificate $500.00 0.30% 0.30%
18 Month Add-On Certificate $500.00 0.15% 0.15%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.