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Belco's Online Banking

Certificate Rates

Youth club members may purchase 12 & 24 month certificates for a minimum of $250 – rates as high as 0.85% APY. Check out all of our Certificate Specials!

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.05%1.06%
$10,000.00 1.05%1.06%
$50,000.000 1.15%1.16%
$75,000.00 1.20%1.21%
48 Month $500.00 0.95%0.95%
$10,000.00 0.95%0.95%
$50,000.00 1.05%1.06%
$75,000.00 1.10%1.11%
36 Month $500.00 0.85%0.85%
$10,000.000.85%0.85%
$50,000.000.95%0.95%
$75,000.00 1.00%1.00%
24 Month $500.00 0.70%0.70%
$10,000.00 0.75%0.75%
$50,000.00 0.80%0.80%
$75,000.00 0.85%0.85%
18 Month $500.00 0.60%0.60%
$10,000.00 0.65%0.65%
$50,000.00 0.70%0.70%
$75,000.00 0.75%0.75%
12 Month $500.00 0.50%0.50%
$10,000.00 0.55%0.55%
$50,000.000.60%0.60%
$75,000.000.65%0.65%
9 Month $1,000.00 0.40%0.40%
$10,000.00 0.45%0.45%
$50,000.00 0.50% 0.50%
$75,000.00 0.55%0.55%
6 Month $1,000.00 0.30%0.30%
$10,000.00 0.35%0.35%
$50,000.00 0.40%0.40%
$75,000.00 0.45% 0.45%
3 Month $1,000.00 0.20%0.20%
$10,000.00 0.25% 0.25%
$50,000.00 0.30% 0.30%
$75,000.00 0.35% 0.35%
12 Month Bump Up Certificate$500.00 0.40% 0.40%
18 Month Bump Up Certificate$500.00 0.50% 0.50%
24 Month Bump Up Certificate$500.00 0.60% 0.60%
36 Month Bump Up Certificate $500.00 0.75% 0.75%
18 Month Add-On Certificate $500.00 0.50% 0.50%

Listed yields available if dividends are paid back to the Certificate monthly.

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.