Holiday Loans
Spread the festive cheer with a convenient, affordable Holiday Loan.
Make the holiday season this year extra special. Treat your loved ones with a Belco Community Credit Union Holiday Loan. Benefits include:
✔
$1,200 Loan Amount
Spend within your means with our fixed, easy-to-repay loan principal.
✔
Fixed 12-Month Term
Know upfront what you will pay and when your loan will be paid off.
✔
Automatic Repayments
Never miss a payment with automatic repayments from your Belco account.
✔
Quick Approval
Apply, get approved, and receive your funds in the same day.
See Our Holiday Loan Rates
Rates Accurate as of November 18th, 2024
| LOAN TYPE | ANNUAL PERCENTAGE RATE (APR)* |
| Holiday Loans | 12.00% APR |
How Do Holiday Loans Work?
Whether it’s the perfect gift for that special someone or lots of gifts for family and friends, Belco can help you make this a festive season to remember. A Belco Holiday Loan is the fast, easy way to get the cash you need to deck the halls and stuff the stockings.
- $1,200 loan
- 12.00% APR*
- 12-month term
- Monthly payments of $107 (actual amount
may vary) - No credit inquiry required
- $50 fee applies.
With a Belco Holiday Loan, you’ll never miss a payment with automatic transfers from your Belco account. Plus, in most cases, you can apply, be approved, and receive your funds all in the same day.
To apply, call us at 800-642-4482, stop by any branch, or apply online by using the link below.
How to Apply
STEP
1
Check your membership eligibility. Holiday loans are available only for Belco members.
STEP
2
Apply online, in person at one of our branches, or by calling 800-642-4482.
STEP
3
Apply, get approved, and receive your money, usually within 24 hours.
★★★★★
“Absolutely love this credit union! I have never
had a problem, and great service!”
– Alejandro R., Harrisburg, PA
Why Choose Belco Community Credit Union
The Help You Need
Our loans offer an affordable, predictable way to borrow money for holiday purchases.
Predictable Payments
Know upfront how much you will pay and for how long with our fixed rates and terms.Personalized Service
Unsure if a Christmas loan is the right option for you? Talk to us about our personal loan options.Generous Rates
Enjoy affordable borrowing. Our Holiday Loans offer significantly lower rates than most credit cards.Hassle-free Borrowing
Your monthly repayment is automatically debited from your Belco account.No Credit Inquiry
For members in good standing, we’ll approve your Holiday Loan with no credit inquiry.Apply for a Belco Holiday Loan Today
Holiday Loan FAQs
What fees apply to the Holiday Loan?
There is a one-time $50 fee associated with the Holiday Loan.
Do I need to undergo a credit check to qualify?
No credit inquiry is required for members in good standing, so you can get approved without a credit check.
Who is eligible to join Belco Community Credit Union?
You are eligible to join if you live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties. You also qualify for membership by being an immediate relative of a current member.
More Ways to Save and Grow Your Money
Money Market Accounts
Earn higher returns without locking up funds while enjoying flexible withdrawals and deposits.