Savings Rates
| Savings Accounts | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield (APY)* |
|---|---|---|---|
| Basic Savings | $50.00 | 0.15% | 0.15% |
| New Generation Savings - Available only as part of the SmartStart Package (for young adults age 18-29) | $0.00 - $50.00 | 0.00% | 0.00% |
| $50.00 - $500.00 | 2.96% | 3.00% | |
| $500.01 - over | 0.15% | 0.15% | |
| Holiday Club | $0.00 | 0.15% | 0.15% |
| Whatever Club | $0.00 | 0.15% | 0.15% |
| Critter Club | $0.00 | 0.15% | 0.15% |
| Savings Safari Club | $0.00 - $10,000.00 | 0.40% | 0.40% |
| $10,000.01 - over | 0.15% | 0.15% | |
| Xtreme Teen Savers Club | $0.00 - $10,000.00 | 0.40% | 0.40% |
| $10,000.01 - over | 0.15% | 0.15% | |
| Money Market Growth Fund | $0.00 - $499.99 | 0.00% | 0.00% |
| $500.00 - $4,999.99 | 0.25% | 0.25% | |
| $5,000.00 - $24,999.99 | 0.25% | 0.25% | |
| $25,000 - over | 0.25% | 0.25% | |
| Sapphire Money Market Account | $25,000 | 0.40% | 0.40% |
| Ruby Money Market Account | $50,000 | 0.50% | 0.50% |
| Diamond Money Market Account | $75,000 | 0.60% | 0.60% |
*Rates subject to change at any time and without prior notice. Fees may reduce earnings.
Regulation D limits apply.