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Qualifying Purchases

Only Qualifying Purchases with your enrolled Visa card can earn points. A “Qualifying Purchase” is any signature-based purchase, Internet purchases, phone or mail order purchases, bill payments, contactless purchases (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchases for which you are not required to sign, made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa card if you want to earn points for such purchases. PIN-based purchases, purchases you initiate through identification technology that substitutes for a PIN, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for pre-paid and re-loadable cards, payments made for payment instruments that can readily be converted to cash (for example, money orders, wire transfers, and similar products or services), or transactions that are not processed or submitted through the Visa U.S.A. Inc. payment system are not qualifying purchases. We reserve the right to determine in our sole discretion whether a particular Visa card transaction is a qualifying purchase.

Only Visa cards issued by Belco Community CU and in good standing may be eligible to participate in Belco Rewards. Additional exclusions of cards may apply. We reserve the right to determine in our sole discretion whether a particular Visa card or cardholder is eligible to participate in Belco Rewards. Belco Community Credit Union reserves the right to add, eliminate, or modify a specific reward, or to increase or decrease, without notice, the points required for individual rewards. See program Terms & Conditions at www.belcorewards.com for complete program details.