Premier Interest Checking Accounts
You work hard for your money. Now let your money work for you with our Premier Interest Checking Account.
Manage your money smarter. Enjoy a host of free benefits, while earning generous dividends on your everyday cash.
✔
Competitive Dividend Rates
Receive generous dividend payments when your account balance remains above $1,500.
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Free Standard Checks
Sign on the line! Make payments your way with our free standard checks.
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Free Debit
Card
Use debit card transactions to pay in-store or online
and access cash when you need it.
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Free Online & Mobile Banking
Check your balance and make payments and transfers from wherever you are.
See Our Premier Checking Account Dividend Rates
Rates Accurate as of [Date, Time]
CHECKING ACCOUNT MINIMUM BALANCE/RANGE DIVIDEND RATE ANNUAL PERCENTAGE YIELD (APY)* Premier Interest Checking $0.00 – $24,999.99 0.05% 0.05% $25,000.00 – $49,999.99 0.15% 0.15% $50,000.00 – $74,999.99 0.25% 0.25% $75,000.00 – $99,999.99 0.35% 0.35% $100,000.00+ 0.45% 0.45%
How Does Premier Interest Checking Work?
Why should you have to put money into a savings account in order to benefit from dividend payments? Our Premier Interest Checking Account gives you the best of both worlds: instant access to your money and generous interest on the cash in your account.
- Dividends on balances over $1,500 (balances below $1,500 incur a $6 monthly fee)
- Free standard checks
- Free debit card
- Free mobile banking with mobile deposit
- Free Bill Payer
Ready to enjoy the benefits of a great interest-earning checking account? Click below to get started on account opening!
How to Apply for a Premier Interest Checking Account
STEP 1
Check your membership eligibility. Checking accounts are available only for Belco members.
STEP 2
Apply for your checking account online, in person at one of our branches, or by calling 717-720-6286.
STEP 3
Manage your money better while enjoying a competitive dividend rate (based on account balance).
★★★★★
“Great people here. Always helpful, always friendly!
Very competitive in the services offered.”
– Doug S., Harrisburg, PA.
More Great Features of Premier Interest Checking
Free Mobile Deposit
Deposit your paycheck or other payments directly using our free mobile app.
Free eStatements
Get a snapshot of your finances every statement cycle, complete with online check images.
Free Bill Payer
Take care of your regular expenses online with our Bill Payer function. No need to send checks!
Free Online Banking
Monitor your account and transfer funds via our free, easy-to-use online portal.
Check and Card Buybacks
Buy back your unused checks and debit cards from another financial institution for up to $10.
Federally Insured
The NCUA insures your Premier Interest Checking Account for up to $250,000.
Open Your Premier Interest Checking Account Today
Premier Interest Checking Account FAQs
What is a Premier Interest Checking Account?
A Premier Interest Checking Account is a high-yield checking account that allows you to earn interest on the money in your checking account while still using your everyday cash to pay bills and make payments. It’s like a savings account with all the benefits of a regular checking account!
How does it work?
You’ll earn competitive dividends on the money in your Premier Interest Checking Account provided your balance remains about $1,500. Should your balance fall below $1,500, you will forfeit interest payments and also become liable for a $6 monthly maintenance fee.
What other features does the Premier Interest Checking Account offer?
Our Premier Interest Checking Account also offers a free debit card, free standard checks, free mobile banking with mobile deposit, free online banking including Bill Payer, and free eStatements.
Who is eligible to open a Premier Interest Checking Account?
You need to be a Belco Community Credit Union member to open a checking account. You are eligible to join if you live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties.
If you don’t meet the above membership requirements, you can still qualify for membership by being an immediate relative of a current member.
More Ways to Save and Grow Your Money
Money Market Accounts
Earn higher returns without locking up funds and enjoy flexible withdrawals and deposits.
Health Savings Account
Save pre-tax funds to pay for healthcare expenses now or in the future with tax-free withdrawals.
Certificate Accounts
Lock in higher interest rates on your untouched deposits over fixed periods ranging from
3 months to 5 years.
*Rates subject to change at any time and without prior notice. Fees may reduce earnings..