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Belco's Online Banking

Archive for the ‘Car Buying’ Category

a first-time car buyer smiles from the driver's seat of her new vehicle

Planning Guide for a First-Time Car Buyer

access_time Posted on: September 11th, 2020

Buying a car for the first-time is a journey, and it can be a bit daunting. To make the process as easy to navigate as possible, consider following the pointers listed below. Before Car Shopping Before you begin shopping for a car, it’s worth taking the time to do some preparation. In particular, you’ll want to make sure you’re in a good financial situation to handle the cost. Determine your budget Your budget is the first item you should look at, particularly concerning how your monthly income compares with your existing financial obligations. Typically, it’s best to see that your car loan payments are no higher than 10% of your… read more »

Applying For An Auto Loan: 5 Factors To Consider

access_time Posted on: May 12th, 2020

There are more options now than ever for getting an auto loan. However, not all car loans are created equal.  When going through the process of applying for an auto loan and reviewing your options, you want to be sure that you find the best loan available to you. In doing so, there are certain factors you want to consider. Here are five things to look for when getting an auto loan: Interest Rates You want to score the lowest interest rate possible on an auto loan. Low-interest rates paired with other good loan terms will provide you with a better quality auto loan.  Your interest rate will vary based… read more »

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