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Author Archive

The Beginner’s Guide To HELOCs

If you’re a homeowner in need of cash, a home equity line of credit might be for you. There are many ways to get the money you need these days. Depending on your circumstances, it can serve as a great alternative to a loan, credit card, or borrowing from a loved one. What is a… read more »

10 Advantages Of Having A Checking Account

You could hide your money under your mattress or pay cash for all your purchases. But in today’s digital online world, most of us use a checking account. Credit unions and banks offer checking accounts, giving you dozens of options. To select the right fit for you, choose a local credit union or bank where… read more »

Getting A Credit Card From A Credit Union Vs A Bank

Credit cards from both credit unions and banks allow you to make purchases in stores and online. But these two financial institutions differ in several key ways. In fact, before you apply for a new credit card, you should carefully compare the options offered by the credit unions and banks near you. While doing so,… read more »

Money Market Account vs. Basic Savings Accounts: Pros & Cons

Banks and credit unions offer a variety of options when you want to store your money. The key to making the best decision is taking your current financial needs and goals into consideration. Money Market Account vs. Savings Account Two popular options are the money market account and basic savings account. This post will outline… read more »

HELOC vs. Home Equity Loan: Which Is Right for You?

If you’ve been making payments on your mortgage, you have likely built up equity in your home. Not only does that mean you’ve paid off a portion of your house, but the equity may also be used as a resource when you need it. There are two ways to use your home’s equity to your… read more »

Home Equity Loans In 2019 – What Are They And How To Qualify?

Most of us know there are many advantages associated with being a homeowner including utilizing the equity in your home in the form of a home equity loan. Of course, being a homeowner doesn’t automatically qualify you for a home equity loan. You must have a certain percentage of equity, the income and credit to… read more »

The Difference Between Checking And Savings Accounts

Many of us are guilty of opening a checking and/or savings account but not fully understanding their benefits or how to use them properly to make the most of our money. Each type of account has a different purpose and function, so understanding the differences helps you choose the right combination for you to better… read more »

How Much Money Should You Keep In Your Checking Account?

The amount of money you keep in your checking account is important. Since the goal of a checking account is to process transactions, checking accounts shouldn’t necessarily hold a large sum of money. Rather, they should provide enough funds to cover the transactions you plan to make within any given period of time. Breaking Down… read more »