We’ve all heard it. That $15,000 balance on that credit card will take you 35 years to pay off and cost you $18,000 in interest if you only make the minimum payment. Yet, here you are, looking at your own credit card statements and more than one of them shows a balance that is comparable. At this point, it doesn’t matter how it happened and there’s no sense beating yourself up about it – you can fix it and we can help! Here’s some tips on how. Target just one card first. If you’re carrying balances on multiple cards, it can be frustrating and overwhelming to try to wipe them… read more »
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Start Investing! But Do It Wisely.
Whether your golden years are decades away or right around the corner, having enough to live on comfortably after you retire is a concern for just about everyone. Regardless of how much you have today, investing wisely now can help make big strides toward the financial goals you have for your future. Here are a few tips to get you started. Pay yourself first. Savings is one of those things that falls by the wayside when the budget gets tight or something fun and frivolous comes up. Keep yourself in check by setting up your paycheck in a way in which you’re automatically saving the first 10 percent of it…. read more »