NEW Coin Catcher Savings Account
We’re excited to introduce Coin Catcher Savings, a Round Up Savings Account that turns small change into big savings.
Grow Your Savings with Every Purchase
From your morning coffee to dinner at your favorite local place, a Coin Catcher Savings Account will help you save automatically. Benefits include:
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Attractive Dividend Rate
The Coin Catcher Savings share earns an impressive 4.00% APY*.
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No Withdrawal Restrictions
Members can withdraw funds at any time via online banking or in branch.
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Easy Savings
A convenient way for members to save incrementally. Perfect for those who struggle with saving!
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No Overdraft Risk
The program won’t transfer round ups if the funds are not available in the member’s checking share.
How Does Coin Catcher Work?
When everything seems to cost more, you need a new way to grow your savings! What if you could automatically turn spare change from every purchase into savings? It’s easy with a new Coin Catcher Savings Account from Belco!
We round up every signature (non-PIN based) debit card purchase amount to the nearest dollar and transfer the difference to your Coin Catcher Savings Account. Plus, the balance in your Coin Catcher Account earns monthly dividends at a competitive rate, helping your small change add up to big savings!
Withdraw anytime from your Coin Catcher Account or keep saving for your next big purchase.
Open Your Coin Catcher Savings Account Today!
Coin Catcher Savings Account FAQs
What is Coin Catcher?
Coin Catcher is a Round Up Savings program designed to help you save your spare change from every purchase into savings. We round up every signature (non-PIN based) debit card purchase amount to the nearest dollar and transfer the difference to your Coin Catcher Savings Account.
Is there any risk to Overdraft with Coin Catcher transfers from my account?
No, there is no risk for overdraft being cause from Coin Catcher! The program won’t transfer round ups if the funds are not available in the member’s checking share.
Is my Coin Catcher Account Safe?
Absolutely! Your account is federally insured by the NCUA. Coin Catcher is a safe and easy way to grow your savings.
More Ways to Save and Grow Your Money
Money Market Accounts
Boost savings growth with higher interest rates while maintaining easy access to funds.
Health Savings Account
Save for your healthcare costs tax-free. Every dollar you contribute now funds your medical needs later.
Certificate Accounts
Grow your savings safely with a certificate account. Lock in higher interest rates now for the term you choose.
* APY=Annual Percentage Yield. Advertised rate accurate as of 2/1/24. Rates subject to change. Membership and account eligibility required. Available for personal accounts only. Program subject to change without notice; other restrictions may apply. Savings example for reference only. Savings will vary based on the number of purchases and purchase amounts made using your Belco Visa Debit Card. Members must have a Belco Checking Account with Visa Debit Card to enroll in Coin Catcher Savings. Debit card purchases eligible for Coin Catcher will be calculated nightly. Round ups will be funded via a transfer from the checking account associated with your Belco Visa Debit Card to the Coin Catcher savings account. Daily maximum round up amount is $10.00. For a transaction to round up, the checking account balance must be sufficient to process the transaction and the transaction amount must not be a whole dollar amount. A round up will not occur if the account balance is zero, negative or becomes zero after the round-up transaction. Coin Catcher account is not eligible for deposits outside of transaction round ups. We may cancel or modify the Coin Catcher program at any time without prior notice. Federally insured by NCUA.