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Belco's Online Banking

Consumer Loan Rates

Signature LoansTermAPR Starting At:*
12 Months 9.99%
24 Months 9.99%
36 Months 9.99%
48 Months 9.99%
60 Months 9.99%

*APR=Annual Percentage Rate. Rate may differ depending on credit worthiness, loan amount and term of the loan. Rates are subject to change at any time without prior notice.

VISA® RatesAPR Starting At
Visa Platinum Prime12.74%*
*Intro rates starting at 2.49% APR on balance transfers AND purchases for the first 12 months
Line of CreditTermAPR**
Signature 72 Months 17.99%

*APR=Annual Percentage Rate. The APR for Visa® purchases and cash advances are the same. Rates are variable and subject to change. Rates may differ depending on creditworthiness. +Intro rate offer for approved Visa Platinum Prime accounts – as low as 2.49% APR for the first 12 months. Transfers from current Belco Visa cards, loans, or lines of credit not eligible for transfer offer. Intro rate offer may be withdrawn at any time without notice. Final APR determined by borrower’s credit score. APR based on the Prime Rate plus a margin that will vary between 5.24% and 13.24% with a maximum rate of 18.00%. All loans subject to credit approval.

**APR=Annual Percentage Rate. APR based on the Prime Rate plus 10.74%. Rates are variable and subject to change.

Savings SecuredTermAPR*
60 months2% over Savings Rate
Certificate SecuredTermAPR*
Due at maturity of Certificate2% over Certificate Rate

All Belco branches and offices WILL OPEN AT 12PM on TUESDAY, APRIL 22, so that our employees can attend our Annual Meeting. Our ATMs/ITMs, as well as our online, mobile and telephone banking options, remain available 24/7. 

Due to scheduled system maintenance, availability of our electronic services will be limited on Sunday, March 16 from 1 AM to 7 AM. Money Manager, our online banking system, and Belle, our automated phone system, will be unavailable during this time. Belco ATMs will be functional, however, there will be a cash withdrawal limit of $200 per day, subject to account balance availability. Please plan accordingly. We thank you in advance for your patience.