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Belco Community Credit Union

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RatesIRA Rates

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IRA Savings Rates


IRAMinimum Balance/RangeAnnual Percentage Rate (APR)Annual Percentage Yield (APY)
Traditional IRA
Roth IRA
Educational Savings IRA 		$5.00 - $9,999.990.05%0.05%
$10,000.00 - over0.25%0.25%

IRA Certificate Rates

Certificate Terms
Minimum Balance
to Earn APY		Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.60%1.61%
$10,000.00 1.65%1.66%
$50,000.00 1.70%1.71%
$75,000.00 1.75%1.76%
48 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.00 1.65%1.66%
$75,000.00 1.70%1.71%
36 Month $500.00 1.50%1.51%
$10,000.001.55%1.56%
$50,000.001.60%1.61%
$75,000.00 1.65%1.66%
24 Month $500.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55%1.56%
18 Month $500.00 1.70%1.71%
$10,000.00 1.75%1.76%
$50,000.00 1.80%1.81%
$75,000.00 1.85%1.87%
12 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.001.65%1.66%
$75,000.001.70%1.71%
9 Month $1,000.00 1.45%1.46%
$10,000.00 1.50%1.51%
$50,000.00 1.55% 1.56%
$75,000.00 1.60%1.61%
6 Month $1,000.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55% 1.56%
3 Month $1,000.00 1.35%1.36%
$10,000.00 1.40% 1.41%
$50,000.00 1.45% 1.46%
$75,000.00 1.50% 1.51%

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.

Due to scheduled system maintenance, availability of our electronic services will be limited on Sunday, March 16 from 1 AM to 7 AM. Money Manager, our online banking system, and Belle, our automated phone system, will be unavailable during this time. Belco ATMs will be functional, however, there will be a cash withdrawal limit of $200 per day, subject to account balance availability. Please plan accordingly. We thank you in advance for your patience.