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Belco's Online Banking

IRA Savings Rates


IRAMinimum Balance/RangeAnnual Percentage Rate (APR)Annual Percentage Yield (APY)
Traditional IRA
Roth IRA
Educational Savings IRA
$5.00 - $9,999.990.05%0.05%
$10,000.00 - over0.25%0.25%

IRA Certificate Rates

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 2.05%2.07%
$10,000.00 2.10%2.12%
$50,000.000 2.15%2,17%
$75,000.00 2.50%2.22%
48 Month $500.00 1.95%1.97%
$10,000.00 2.00%2.02%
$50,000.00 2.05%2.07%
$75,000.00 2.10%2.12%
36 Month $500.00 1.90%1.92%
$10,000.001.95%1.97%
$50,000.002.00%2.02%
$75,000.00 2.05%2.07%
24 Month $500.00 1.75%1.76%
$10,000.00 1.80%1.81%
$50,000.00 1.85%1.87%
$75,000.00 1.90%1.92%
12 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.001.65%1.66%
$75,000.001.70%1.71%

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.

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