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Belco Community Credit Union

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RatesIRA Rates

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IRA Savings Rates


IRAMinimum Balance/RangeAnnual Percentage Rate (APR)Annual Percentage Yield (APY)
Traditional IRA
Roth IRA
Educational Savings IRA 		$5.00 - $9,999.990.05%0.05%
$10,000.00 - over0.20%0.20%

IRA Certificate Rates

Certificate Terms
Minimum Balance
to Earn APY		Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 1.60%1.61%
$10,000.00 1.65%1.66%
$50,000.00 1.70%1.71%
$75,000.00 1.75%1.76%
48 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.00 1.65%1.66%
$75,000.00 1.70%1.71%
36 Month $500.00 2.95%2.99%
$10,000.003.00%3.04%
$50,000.003.05%3.09%
$75,000.00 3.10%3.14%
24 Month $500.00 1.40%1.41%
$10,000.00 1.45%1.46%
$50,000.00 1.50%1.51%
$75,000.00 1.55%1.56%
18 Month $500.00 1.70%1.71%
$10,000.00 1.75%1.76%
$50,000.00 1.80%1.81%
$75,000.00 1.85%1.87%
12 Month $500.00 1.55%1.56%
$10,000.00 1.60%1.61%
$50,000.001.65%1.66%
$75,000.001.70%1.71%

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.