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Belco's Online Banking

IRA Savings Rates


IRAMinimum Balance/RangeAnnual Percentage Rate (APR)Annual Percentage Yield (APY)
Traditional IRA
Roth IRA
Educational Savings IRA
$5.00 - $9,999.990.05%0.05%
$10,000.00 - over0.25%0.25%

IRA Certificate Rates

Certificate Terms
Minimum Balance
to Earn APY
Dividend Rate*Annual Percentage Yield (APY)*
60 Month $500.00 0.75%0.75%
$10,000.00 0.80%0.80%
$50,000.000 0.85%0.85%
$75,000.00 0.90%0.90%
48 Month $500.00 0.65%0.65%
$10,000.00 0.70%0.70%
$50,000.00 0.75%0.75%
$75,000.00 0.80%0.80%
36 Month $500.00 0.55%0.55%
$10,000.000.60%0.60%
$50,000.000.65%0.65%
$75,000.00 0.70%0.70%
24 Month $500.00 0.45%0.45%
$10,000.00 0.50%0.50%
$50,000.00 0.55%0.55%
$75,000.00 0.60%0.60%
12 Month $500.00 0.30%0.30%
$10,000.00 0.35%0.35%
$50,000.000.40%0.40%
$75,000.000.45%0.45%

*Rates subject to change at any time and without prior notice. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings. Please review our Certificate Disclosure for more information.