Believe in Better Checking!

Checking account don’t have to be complex; in fact, the simpler, the better! Many of our personal checking accounts offer a competitive interest rate, and all come with convenient benefits, including:

• FREE Visa Debit Card
• FREE Online Banking
• FREE Bill Payer
• FREE Mobile Banking w/ Mobile Deposit
• FREE eStatements with online check images

Plus. when you open one of our personal or business checking accounts, you could win one of our monthly prizes. We’ll even buy back unused checks and debit cards from another financial institution for up to $10!

Choose the best free checking account that’s right for you: 

• Premier Interest Checking
• 50+ Interest Checking
• Convenient Interest Checking
• FREE Checking

From young individuals just starting on their financial journeys, to senior members that are preparing for the future, Belco has a checking account for everyone. You can apply online to open an account for personal or business checking, or visit a branch location to learn more.

Common Checking FAQs

1. What is the purpose of a checking account?
   1. Safe and secure access to funds
   2. Direct paycheck deposits
   3. Tracking of expenditures
   4. Bill payments from anywhere
   5. Reward earning abilities
2. What information is needed to apply for free checking accounts?
   1. Your SSN
   2. A valid form of identification (driver’s license, government issued ID, etc)
3. How do I check my account activity?
   1. Log into your Belco Mobile App
   2. Visit a Belco branch
   3. Sign up for Online Banking w/ Money Manager
   4. Speak with Belle (our 24/7 automated telephone system)
   5. View your mailed monthly statements
4. What should I look for when choosing a checking account?
   1. No monthly fees
   2. No minimum deposit requirements
   3. Free ATM usage
   4. Free overdraft protection
   5. Free mobile deposit