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Belco's Online Banking

Fixed Rate Home Equity Loans

You have big plans for your dream home. No matter what you want to accomplish on your to-do list, we are here to help. With rates as low as 5.99% APR*, there’s no reason to put off your perfect remodel any longer! Unlock your home’s potential with a Home Equity Loan.

*APR=Annual Percentage Rates effective as of 1/2/25 and are subject to change. Rates shown are based on loan-to-value (LTV) up to 80% and payment of recording fee by Belco. No application fee, no closing costs. Sample terms: If you borrow $35,000 at 5.99% APR for a 10-year term, your estimated monthly payment may be $389.41. Available only on primary, owner-occupied, 1-4 family residences in PA. Proof of property insurance required. Minimum $5,000 new money required if Belco loan is being refinanced. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Cannot be combined with any other rate discount. Consult a tax advisor for further information regarding deductibility of interest and charges. Offer subject to change or cancellation at any time without notice. All loans subject to credit approval.

Dream big, borrow smart! Use the equity in your home to finance your next great idea – kitchen remodel, college tuition, maybe even a dream vacation.

  • Terms available up to 180 months (15 years)
  • Convenient payment options with electronic services
  • Affordable Debt Protection Insurance available
  • Fast turn around time after you complete an application
  • Loan amounts available up to 100% of your home value
Equal Housing Opportunity Lender. We Do Business in Accordance With the Federal Fair Housing Law
and the Equal Credit Opportunity Act. NMLS#528042. All loans subject to credit approval.
If you would like a copy of Belco’s Home Mortgage Disclosure Act, please mail your request to us at: 449 Eisenhower Blvd., Harrisburg, PA 17111.

Due to scheduled system maintenance, availability of our electronic services will be limited on Sunday, March 16 from 1 AM to 7 AM. Money Manager, our online banking system, and Belle, our automated phone system, will be unavailable during this time. Belco ATMs will be functional, however, there will be a cash withdrawal limit of $200 per day, subject to account balance availability. Please plan accordingly. We thank you in advance for your patience.