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Belco's Online Banking

Debt Shield – Your safeguard against the unexpected.

Debt Protection

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why Belco is pleased to offer Debt Protection, which may cancel or reduce your loan balance or payments up to contract maximums in the case of:

  • Involuntary unemployment
  • Disability
  • Death

Life Plus

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances in the case of:

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent

Take a step toward financial security. Ask us about Debt Protection with Life Plus today.

*Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection withing 30 days, you will receive a full refund of any fee paid.

File a Claim

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, use this convenient process to quickly and easily file your claim.

To begin, please fill out a claim form.

If you prefer, call 844-707-4964, and a TruStage Claims Specialist will guide you through the process.

TruStageā„¢ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company. Payment protection products include debt protection products available through your credit union that are administered by CUNA Mutual Insurance Agency, Inc. and credit life and credit disability insurance products underwritten by CMFG Life Insurance Company.