Take control of your Belco debit and credit cards on the go! You can now manage your cards right in the Belco app. Whether you are constantly on the go or just looking for a simpler way to bank, Belco is the credit union to help.
Enjoy the Benefits of:
Travel Notices1
Taking a vacation and forgot to tell us? No worries! You can let us know on the go.
Card Controls3
Leverage this feature to control where a card can/can't be used.*
Update Pin
Update your PIN in the app to keep your account secure.
Card Replacement2
Don't stop at a branch to get a new card! Replace your card in the app.
Card Alerts3
Get a notice when your card is used in a specific merchant category.*
Card Activation
Get a notice when your card is used in a specific merchant category.*
There are more benefits coming soon so be on the lookout in the app. Believe in Better Banking with Belco!
★★★★★
1Travel Notices:
To help ensure uninterrupted access to your account while traveling, we recommend notifying us of your travel plans. This allows us to monitor for unusual activity and reduce the risk of declined transactions due to suspected fraud.
Please note: Even with a travel notice on file, some transactions may still be declined if they are considered high-risk or suspicious. In such cases, you may be contacted by our fraud prevention team for verification.
You can submit a travel notice through:
Online banking
Our mobile app
By contacting our member services (800-642-4482)
2Card Replacements:
Replacement cards typically arrive via mail within 7–10 business days. You can order your card in our mobile application. Please note once your replacement card is ordered, your old card will be deactivated. If you need a card sooner than 7-10 business days, please visit your local branch for an instant issue.
3Card Controls & Card Alerts:
Card controls are managed using Merchant Category Codes (MCCs), which classify merchants based on their primary business activity. However, these codes may not always accurately reflect the specific products or services offered at a location. For instance, a coffee shop operating within a bookstore may be categorized under “bookstore” rather than “restaurant.”
As a result, transactions may occasionally be approved even when certain MCC categories are blocked, due to discrepancies between the merchant’s classification and the expected category. Members should be aware that MCC-based controls are not always precise and may allow some unintended transactions.