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A credit union is member-owned, which means that you
                           share in the value generated by our business. Credit unions
                           exists to help our members achieve their nancials goals.
                           Membership in a credit union is easy and is something you
                           can share with your family and friends. At Belco,
                           membership is possible for anyone who lives, works,
                           worships, volunteers or attends school within our seven-
                           county charter located in Central Pennsylvania (Dauphin,
              Amey’s Corner         Cumberland, Perry, Adams, York, Lancaster
                           and Lebanon).  We invite you to visit our website for a
                           membership application or
      stop into any branch to become a member.          As much as
        Belco is working hard to keep rates on loans
      aordable, add value to our deposit rates and hold fees   we embrace
      as low as possible. In addition, we are investing in   technology, credit
      technology to deliver service to you, our members, in   unions are based
      the way in which you choose to engage with us. We
      oer online and mobile access that enables you to do   on relationships
      most transactions, even depositing checks, using a   with our members.
      mobile phone. In today’s fast-paced environment, we
      recognize that you want to be able to do business on the go.
        As much as we embrace technology, credit unions are based on relationships with our
      members. Our full-service branches continue to provide the best member service and
      hours that meet your demanding schedule. We recognize that sometimes you need a
      face-to-face interaction to ask questions and resolve problems. Our call center is also on
      hand to assist you with your account. Help with answering questions or making changes
      is just a phone call away.  We have recently expanded the number of employees on the
      phones to improve service and ensure that you can reach us when you need to.
        One of the best things you can do for a family member, your children or friends is
      to refer them to Belco, so that they too can share in the value of a credit union. You
      will set them on a pathway to nancial freedom and success. From checking and
      savings accounts to auto loans, mortgages and credit cards with rewards, we oer
      aordable products and services that can help everyone with their nances.
        Belco’s member service representatives are here to help you navigate your nancial
      goals and can help you save money on loan rates, reduce fees and even get started
      saving for your next vacation, a child’s education or retirement. We guarantee we have
      experts that can help you turn your nancial goals into reality.
                                          Sincerely,



                                          Amey R. Sgrignoli
                                          President/CEO

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