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Belco's Online Banking

Give Thanks for Zero Fees and Great Rates

Home Equity Loans starting at 2.99% APR! 1

Believe in smart borrowing to finance your dreams, whatever they may be, with a fixed-rate Home Equity Loan from Belco.  Right now, rates start at 2.99% APR1 on a fixed rate loan up to a 10-year term. Or, borrow for up to 15 years and enjoy a fixed low rate of 3.49% APR1. Plus, enjoy NO FEES, same-day pre-approvals, and easy payment options, including automatic transfer from your Belco account.


1APR=Annual Percentage Rates effective as of 3/15/21, and are subject to change. Rates shown includes a .25% deduction for automatic payment from a Belco account, and are based on loan-to-value (LTV) up to 80% and payment of recording fee by Belco. Sample terms:  If you borrow $35,000 at 2.99% APR for a 10-year term, your estimated monthly payment may be $338.26. Available only on primary, owner-occupied, 1-4 family residences in PA. Proof of property insurance required. Minimum $5,000 new money required if Belco loan is being refinanced. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Cannot be combined with any other rate discount. Consult a tax advisor for further information regarding deductibility of interest and charges. Offer subject to change or cancellation at any time without notice. All loans subject to credit approval. Equal Housing Opportunity.