We recognize the unique financial needs of young adults (age 18-29), as they progress through the different milestones of life, including financing a car or home, building credit, and planning a wedding.
- A $10 Amazon e-Gift card at account opening
- A FREE Kindle Fire for qualifying college students*
- Save up to $26.00 through ATM benefits
- 15 Free non-Belco ATM withdrawals per month (savings of $13.50)
- Refunding of up to five ATM surcharges (up to $2.50 each) you may incur at other institutions each month (refund up to $12.50)
- First time car buyer discount (0.25% off current rates) PLUS a $75 gas card at loan closing
- 0.25% discount on new personal, vehicle and home equity loans (does not include myLOC)
- Offering of Loan Saver Direct Payment Savings Plan
- Unique savings account that encourages savings by paying the highest interest on the lowest balances
Please note: This account has been discontinued, and is no longer available to open as a new account.
Requirements to open a SmartStart package:
- Age 18-29
- Have a Basic Checking Account
- Enroll in e-Statements