Contest Rules and Regulations
Must be a Belco Community Credit Union Member to win. We reserve the right to disqualify any entry that we suspect of vote rigging or vote buying, or any other reason based on the discretion of the contest judge(s). Must be a resident of the United States of America. Winners will be contacted within 3-7 days of the contest completion. Winners of a contest will have 3 days to accept the prize, or forfeiture of the prize will occur. No purchase necessary. Winners will be selected randomly, or by a judge(s). Belco Community Credit Union shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 7 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected.
This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, Instagram or Twitter. You understand that you are providing your information to Belco Community Credit Union and not to Facebook, Instagram, or Twitter. By participating in this promotion you agree to a complete release of Facebook, Instagram, or Twitter from any claims.
The Winner(s) of the Campaign (the “Winner”) will receive prize detailed in promotion. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Belco Community Credit Union. No cash or other prize substitution shall be permitted except at Belco Community Credit Union discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Belco Community Credit Union to use Winner’s name, likeness, and entry for purposes of advertising, social media and trade without further compensation, unless prohibited by law.
By entering this content (e.g., photo, video, text, etc.), You understand and agree that Belco Community Credit Union, anyone acting on behalf of Belco Community Credit Union, and Belco Community Credit Union’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.
By entering, You agree to release and hold harmless Belco Community Credit Union and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.
THIS Campaign IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND PENNSYLVANIA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Pennsylvania having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.