Click here to apply 24 hours a day

The Home Equity Line of Credit (HELOC)  is a flexible option to tap into your home's equity whenever you need to. It’s convenient, because the line is always available up to your approved credit limit.

Convenient monthly billing statements report your minimum monthly required payment.

Borrow up to 90% loan-to-value

Convenient access to funds with Belco's Home Equity Visa® Card

Advances can also be made through belco@net, Belle or at any Belco branch.

Variable interest rate. Interest rate will be equal to the Prime Rate (as published in the Wall Street Journal) or Prime Rate plus 1.25%, depending on loan-to-value, and can vary quarterly. Click here for current rates.

Available for owner-occupied primary residences located in Pennsylvania only

Interest may be tax-deductible; consult a tax advisor to determine deductibility

No application fee with a minimum limit of $5,000