Belco Community Credit Union Loans

Home Equity Line of Credit

  • Click here to apply 24 hours a day
  • The Home Equity Line of Credit (HELOC) is a flexible option to tap into your home's equity whenever you need to. It’s convenient, because the line is always available up to your approved credit limit.
  • Convenient monthly billing statements report your minimum monthly required payment.
  • Borrow up to 90% loan-to-value
  • Convenient access to funds with Belco's Home Equity Visa® Card
  • Advances can also be made through belco@net, Belle or at any Belco branch.
  • Variable interest rate. Interest rate will be equal to the Prime Rate (as published in the Wall Street Journal) or Prime Rate plus 1.25%, depending on loan-to-value, and can vary quarterly. Click here for current rates.
  • Available for owner-occupied primary residences located in Pennsylvania only
  • Interest may be tax-deductible; consult a tax advisor to determine deductibility
  • No application fee with a minimum limit of $5,000