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Checking Rates

Checking Accounts

Minimum Balance/Range

Dividend Rate

Annual Percentage Yield (APY)

Basic

$0.00 - $5000.99

0.00%

0.00%

$5001.00+

0.10%

0.10%

Cha-Ching! -

Available only as part of the SmartMoney Package. See any branch for details.

$1,000.00-$25,000.00

2.23%

2.25%*

portion of balance equaling $25,000.01+

0.10%

0.10%

*SmartMoney Package monthly requirements:

1) $10,000 minimum average aggregate balance of any combination of loans and deposits.

2) 10 plastic card purchases (excludes ATM transactions)

3) Debit/Check Card

4) Minimum of one direct deposit, Bill Payer transaction, or automatic deduction (ACH withdrawal)

3) Receive e-Statements 

Interest rate will drop to applicable current Basic Checking rate if above requirements are not met.

Minimum monthly balance of $1,000 required to open and maintain this account. If monthly balance falls below $1,000, no interest will be earned.

Savvy Senior -

Available only as part of the SavvyMoney Package. See any branch for details.

$0.00 - $499.99

0.00%

0.00%

$500.00 - $25,000.00

0.75%

0.75%